ID theft is a type of stealing where someone pretends to be someone else. The main reason for this is to take advantage of the other person’s resources or any other essential benefits that belong to them. In this case, the affected victim suffers consequences on behalf of the thief. This can be more serious when the thief uses some of the most delicate documents of the victim; documents such as the National ID, credit card number, their real names or any other official document. The perpetrators can use such details to engage in serious crimes that will eventually put the life of the victim at risk, along with their credit; to find out how to undo damage to your credit go to www.deletebadcredit.org/methods/tips
Types of Identity Theft
There are five main categories under which you can divide identity theft into; the first type is criminal identity theft. In this case, the perpetrator poses to be someone else when committing the crime. This is also the most common form of theft, and it is necessary for all consumers to be fully cognizant of their actions, especially when carrying out serious transactions on public facilities (such as telephones booths); consumers must minimize susceptibility to the cyber-world by simply avoiding full disclosure of details to people you are not familiar with. Some criminals are malicious, and will use details on documents to commit serious crimes like murder, conning or even acquiring a property through fraudulent means.
Financial identity theft is another type, whereby the thief in question will assume the identity of the targeted person, in order to gain access to goods and services. Go to www.deletebadcredit.org/shortcuts/the-easy-way if your credit report has taken a beating from this kind of theft. Financial ID Theft can be done within shopping malls, or even through online shopping, where the perpetrator will simply upload another person’s documents, and use their credit card to get what he or she wants.
Identity cloning on the other hand is a serious crime; in this case, someone can take advantage of the information belonging to another person, and continue to live normally. For instance, the thief can assume the full names, occupation and even religion of another person, and live a life that mimics that of the victim.
Medical identity theft, as the name suggests, is whereby an individual takes advantage of another person’s medical information, and uses it to access drugs & other medical services – this is more prevalent in hospitals. Most people have used identity theft as a gateway to fund other crimes which include immigration, terrorism and espionage; as technology advances, criminals will celebrate this new by using it to harm others. For instance, there are skilled con-men who are very knowledgeable on the hacking other peoples’ information online; in this case, they can access the money from online credit card processing systems.
The social networking sites have become a popular threat for many people, because it is like a converging point for many people across the world; in this case, the chances for fraud are ever high. This practice can take long to be detected, especially when the thief in question has all the false credentials that will enable him to operate ‘under the radar’.
Why Identity Theft Happens
In most cases, carelessness has been a major factor that promotes identity theft. It is risky to leave one’s personal information openly accessible in online/off-line transactions. Most of the perpetrators will go an extra mile and check in the trash bins in order to have the slightest clue of your personal information. Some can also retrieve information from IT equipment, such as mobile phones or even hard drives. A good number of the perpetrators will steal credit cards, passports or even break into someone’s property in order to get the information needed to complete the crime. In the event of credit card theft, close all of your lines of credit, check your credit reports and if you spot a problem in your report, follow these steps at www.deletebadcredit.org/shortcuts !
Some people advertise job offers with the hidden intentions of accumulating resumes that have personal details of the applicants, which include their telephone contacts, email addresses, as well as banking details; this is usually done in bad faith, especially when they want to access to the personal accounts of the applicants to steal money. The cases of identity theft have been raising serious concerns in the recent years. While there is a need for more policies and restrictions to be implemented in organizations, banks and other public facilities – in order to prevent such crimes; the first line of defense against ID theft starts on an individual level.